Learn about our individual and family health plans

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Start here if you’re new to health insurance, or if you’re looking for general information about how the process works.

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Tax credit calculator

Use our tax credit (subsidy) calculator and find out if you’re eligible for financial assistance to help pay for your health insurance in 2024.

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Explore health plans

Choose from a variety of plans and find the one that best fits your needs and budget.

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How to enroll

Find the information you need about open enrollment, special enrollment, important dates, and when to enroll.

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Our members get more

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Top doctors and hospitals

Our network is the largest in the Philadelphia region with access to more than 60,000 doctors and 180 hospitals.

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Extra perks and incentives

Enjoy a variety of well-being programs, incentives, and member benefits that promote an active and healthy lifestyle.

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Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania